In this short but hard-hitting book Patrick debunks five common retirement myths that can destroy your retirement success. 1. BUY AND HOLD ALWAYS WINS 2. YOU CAN'T MAKE BIG RETURNS WITHOUT TAKING BIG RISKS 3. AVERAGE RETURNS TELL AN ACCURATE STORY 4. YOU CAN EFFECTIVELY MANAGE YOUR OWN PORTFOLIO 5. IF SOMETHING IS REALLY THAT GOOD, EVERYONE WOULD BE DOING IT.